Dreams are not just to see at night and forget in the morning. Atleast for those who knows the value of time and money, it's not. No doubt some dreams are silly enough to even think about but if in any circumstances if you think it's achievable and will change your life positively then go for it.
It has been aptly said that hard work never goes waste. So why should I fear from doing the same and getting late in the race of getting a job or settling fast. I wonder how does it matter even if I know what I am doing will lead me toward a big step, may be even much better than early earners.